Terms of Service
Effective Date: April 19, 2025
Welcome to paglatool.com ("Pagla Tools"). By accessing or using our website, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website. These Terms apply to all visitors, users, and others who access Pagla Tools.
1. Use of Website
You agree to use Pagla Tools for lawful, personal, and non-commercial purposes only. You may not:
- Use the website in any way that violates applicable laws or regulations.
- Attempt to gain unauthorized access to any part of the website, including servers, databases, or user accounts.
- Modify, adapt, or reverse-engineer any part of the website or its tools, such as the EMI Calculator.
- Use automated scripts, bots, or other means to collect data or interact with the website without permission.
2. User Conduct
You are responsible for your actions while using Pagla Tools. You agree not to:
- Post or transmit harmful, offensive, or unlawful content through our contact form or other means.
- Engage in spamming, phishing, or other malicious activities.
- Infringe on the intellectual property rights of Pagla Tools or third parties.
- Interfere with or disrupt the website’s functionality or security.
3. Intellectual Property
All content, tools, designs, and materials on Pagla Tools, including but not limited to text, graphics, logos, software, and the EMI Calculator, are the property of Pagla Tools or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without prior written consent.
4. Termination
We reserve the right to suspend or terminate your access to Pagla Tools at our sole discretion, without notice, for any reason, including but not limited to:
- Violation of these Terms.
- Engaging in activities that harm the website, its users, or its reputation.
- Suspected fraudulent or illegal activity.
5. Limitation of Liability
To the fullest extent permitted by law, Pagla Tools, its owners, employees, or affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
- Your use of or inability to use the website.
- Errors, inaccuracies, or omissions in the content or tools.
- Any actions or decisions made based on the website’s information or tools.
- Technical issues, interruptions, or data loss.
The website is provided on an "as-is" and "as-available" basis without warranties of any kind.
6. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Pagla Tools operates, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the website shall be resolved in the courts of that jurisdiction.
7. Changes to These Terms
We reserve the right to modify or update these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of Pagla Tools after any changes constitutes your acceptance of the revised Terms.
8. Contact Us
If you have any questions or concerns about these Terms of Service, please contact us at:
Email: support@paglatool.com
Or visit our Contact Us page.
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